Cash or Credit: Which one to choose?
Here's the scenario: You enter a store to make a small purchase and have the cash and your credit card with you. The item is less than $200. When you…
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Benefits of Good Credit over Bad Credit
There seems to be so many viewpoints when it comes to bad credit vs. good credit. But do you know the benefits? Let’s dive into the two and see if…
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On What Road Are You Taking Your Credit Report?
Do you know the direction your credit report is heading? Do you even have a clue of the direction it should be heading? The majority of people have no clue…
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Building Credit is Like Building a House
When it comes to building credit, it's very much like building a house. Most importantly, we want to remind you to think of it as a blueprint. Set the right…
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Build Your Credit For Your Future
Are you ready to build your credit? Perhaps you have encountered some challenges along the way. Do you want to learn to do it the right way? Since you're reading…
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Reaching Your Target Credit Score
Wouldn't it be great to reach your target credit score? After all, you made the decision to build your credit and to take control of your financial freedom. Now, with…
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Persistence and Financial Freedom
We all have ideas about money, but are those ideas healthy and realistic?
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The How and Why of Bad Credit
Hi everyone! This is not my usual blog about credit an credit scores, but I do feel this is a conversation that I need to share with my readers. I…
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The Downside of Credit
The downside of credit is not something that any credit issuer would tell you about. But let's face it, the biggest downside of credit is Credit Cards. If used…
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What is Credit?
Now that we have gone through the vital components of credit, we will continue the journey by defining what credit really is. Credit is a contractual agreement between a borrower…
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