Money Diaries
What is a money diary? A money diary is a personal finance tool that is used to keep track of your income, expenses and, everything in-between in a simple…
What You Should Know About Budgets
It is probably impossible to talk about finances without considering the role that budgets play in your financial success. Knowing what a budget is, its importance, and how to create…
7 Reasons Why Budgets Fail & How to Make Them Work
Creating a well-designed budget can help guide you to financial stability. However, more often than we would like, budgets fail. If we can understand the 'why' behind budget fails, we…
4 Simple Steps to Teaching Finances to Your Children
When it comes to finances, it's never too early to speak with your children about money. The financial world we are living in is changing rapidly. In this new landscape,…
Bank or Credit Union: Which is Best for You?
Are you looking to open a new credit card account, get a loan, or start saving? If so, choosing the right financial institution is an important decision you will have…
What You Should Know About Credit
When it comes to your finances and your credit report, what you don't know can hurt you. To help you avoid financial pain and frustration, this blog will share what…
What Are the Different Types of Spenders?
One way or another, we all spend money. As a branch manager of a financial institution, and a loan manager for many years, certain patterns have become evident. Yes, we…
Creating a Financial Vision Statement
In our previous blog, we talked about settling into the reality of the 300 plus days ahead and making financial success a priority. At the beginning of each year, we…
personal financial planning concept - napkin doodle with espresso coffee cup and coins on a grunge wooden table
A Financial Plan: Do You Need One?
When you hear the words, financial plan, what comes to mind? Do you see it as something that should be left to the experts or those who are wealthy? Or…
How to Achieve Financial Success
There is no more important time to consider the need for financial success. More and more we are seeing examples of financial instability at the highest levels. To be financially…